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ITR 2015 - ready for the trip home
ITR 2015 - ready for the trip home

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cycle insurance & TSB

Ruth Hargreaves2017-09-01 10:20:14

I have come across a bike cover policy with TSB. It's called Pick and Protect and they offer a range of services, including stand alone bike cover.

They only insure a bike up to a value of £3,500. But if your most expensive bike is say £3,500 then any other bike you have is automatically insured as long as it's value is under £3,500, so it doesn't cost any more if you have several bikes.

The cover is worldwide and you don't need to have a specific lock, it just has to be locked to an object that can't be moved.

I got a quote from them for the £3,500 cover and it is only £105.43 per annum.

Peter chaffer2017-09-25 10:09:10

: I have come across a bike cover policy with TSB. It's called Pick and Protect
: and they offer a range of services, including stand alone bike cover.

: They only insure a bike up to a value of £3,500. But if your most expensive
: bike is say £3,500 then any other bike you have is automatically insured
: as long as it's value is under £3,500, so it doesn't cost any more if you
: have several bikes.

: The cover is worldwide and you don't need to have a specific lock, it just
: has to be locked to an object that can't be moved.

: I got a quote from them for the £3,500 cover and it is only £105.43 per
: annum.

Brilliant product - taken out bike only insurance for £41 with £3500 cover

Keith Barrett2017-11-12 19:19:53

: Brilliant product - taken out bike only insurance for £41 with £3500 cover I am new round here so sorry if this has been covered before but pedalcover is a company set up because high value bikes are not included in most policies. I have my buildings and contents with them including £10,000 worth of tandems and it only came in £75 more than my directline policy without the bikes. The owner is a keen cyclist himself but does not get out now because he is so busy. They also sponser cycling events so put something back to the community. No connection with them, just a happy customer.

mark tipping2017-09-26 06:46:35

Ruth that looks a really good policy, well done for highlighting it.
We live in a city centre apartment where all our car, motorbike, camper, household insurance doubled or trebled in price when moving from previous address.
TSB quoted me £111 for a years cover on £3.5K bikes so outstanding offer - that price is less than 20% of the extra cost quoted to add bikes on our M&S home insurance policy on last renewal.
Cheers
Mark

Barry Wilson2018-01-02 16:08:01

Thats sounds like a good deal Ruth. However, as we need to renew our home and contents insurance in january, I've been checking prices which would also include cycle cover. I've decided on Pedalcover as they offer the same deal on house and contents as our Saga policy but with the addition of any number of bikes. And its significantly cheaper.

I hope you and the team have a happy new year.

Barry & Janet

Paul Smart2018-01-24 19:33:50

: I have come across a bike cover policy with TSB. It's called Pick and Protect
: and they offer a range of services, including stand alone bike cover.

: They only insure a bike up to a value of £3,500. But if your most expensive
: bike is say £3,500 then any other bike you have is automatically insured
: as long as it's value is under £3,500, so it doesn't cost any more if you
: have several bikes.

: The cover is worldwide and you don't need to have a specific lock, it just
: has to be locked to an object that can't be moved.

: I got a quote from them for the £3,500 cover and it is only £105.43 per
: annum.

I have just checked this cover with TSB ... £45 for the year. Fantastic, needless to say I took advantage of the offer. Thanks for the info Ruth :)

Ruth Hargreaves2018-03-08 18:17:00

Barry is quite correct the insurance from Pedalcover is super, it's certainly worth considering if you wish to switch your home insurance to a company that includes cycles. I'm impressed with their service and the premium.

John Saunders2018-03-09 10:51:17

I also insurred with Pedalcover and found their premium dropped from the previous insurer.... plus the added Tandem was covered to its value and the daughters wheelchair Tandem was also covered, both had to be " Specials " under the old Policy